Ian Bryzek, CPA

What records matter for stock gifted before death?

Gifted shares need transfer confirmations, lot history, and any gift-tax filings—broker screens after death are not enough.

A parent may have transferred stock years earlier while the family still speaks as if the shares were inherited.

Donor basis and gift-date value evidence often live in old brokerage archives rather than the decedent’s final statements.

What to keep with the file

Donor basis and gift-date value evidence often live in old brokerage archives rather than the decedent’s final statements.

What to do next

Request the gift-date transfer package from the broker before reconstructing basis.

What to gather

  • Transfer confirmations for the gifted shares
  • Gift-tax return if filed
  • Brokerage statements around the gift date
  • Lot and cost-basis reports if available
  • Later sale records by the recipient

Who usually handles what

  • Ian can organize the tax reporting question and the supporting records.
  • The executor, trustee, or account custodian supplies records and confirms who has authority to act.

A practical next step

Request the gift-date transfer package from the broker before reconstructing basis.

Related guides

This is general tax information, not tax or legal advice. Outcomes depend on the documents, ownership, timing, and law that apply to the particular facts.

Back to Lifetime gifts and prior transfers · Ian Bryzek

Need to talk with Ian Bryzek?

Share the tax question and the records already available. Ian can help identify a practical next step.

(510) 538-6014 ian@bryzekcpa.com